Supported types of cards

GoPay gateway accepts all payment cards issued on behalf of the following associations:

The following types of cards are accepted.

	VISA Classic	A widely used payment card with embossed card details. It can be issued as a debit or credit card.
	VISA Electron	An electronic payment card with an online authorization. In most cases it is a debit card. It is not embossed.
	V Pay	European debit card. Protected by the latest technology for chip cards.
	MasterCard Standard	A widely used payment card with embossed card details. In most cases it is a credit card.
	MasterCard Electronic	An electronic payment card with an online authorization. In most cases it is a debit card. It is not embossed.
	Maestro	An electronic payment card with an online authorization. It can be issued as a debit or credit card. It is not embossed.

Banks that issue payment cards can offer their clients several types of cards with extra benefits, e.g. travel insurance, purchase discounts, etc. The range of added benefits vary depending on the account and the monthly fee you opt to pay. There are two main types of payment cards: credit and debit. A credit card is always connected to the borrowed money from a bank. Therefore if you are paying by your credit card the payment does not affect the available balance on your bank account. However a debit card is directly linked to your money on your bank account. Make sure you always ask your bank what type of card you get.

What kind of information can be found on a card

The payment card usually includes the following information:

Bank logo - each payment card has a label of its issuing bank; this logo is located in the upper left or right corner of the front of the card.

EMV chip - a chip that stores payment card information for payments on electronic payment terminals.

Contactless symbol - new payment cards contain a symbol for making contactless payments which means you do need to enter your PIN code; the amount usually does not exceed 30 euros.

Payment card number - it varies in length from 16 digits. If card details are embossed it is called an embossed payment card which also can be used at locations with mechanical scanning device (in that case an electronic payment terminal is not required).

Expiry date - it indicates a validity period of your card due to security reasons. It usually consists of a month and year as either ‘Valid from’ - ‘Expires end’ or just ‘Expires end’. The card is valid until the last day of the month indicated.

Cardholder’s name - a payment card is issued in the name of the cardholder and is not transferable to another person.

Association logo - in most cases it is located in the lower right corner of the front of the card.

Magnetic stripe - payment card information are entered here for magnetic stripe readers.

Signature stripe - a cardholder signs here with a black or blue pen; this signature may not agree with the specimen signature at the issuing bank.

CVV / CVC - it is a 3-digit verifiaction code that is located on the back of your card; this code is required for online payments.