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List of payment methods for the SK market

In​ this article you can find out about all the payment methods we support in the Slovak Republic.

We divide the payment methods in SK into 6 basic categories. These are payments via:

  • payment cards,

  • online banking buttons,

  • bank transfers,

  • mobile payments,

  • electronic wallets,

  • payments in bitcoin.

These payment categories fully cover all internet commerce requirements. According to your needs you can activate a selected payment category or individual payment methods entirely individually and free of charge.

The following table shows which payment categories offer online mode. The payment methods are suitable not only for Slovak merchants but also for foreign merchants with Slovak paying customers.

Payment method

Online

Offline

EUR

SK market share

payment cards

✔

✔

64 %

online banking buttons

✔

✔

31 %

bank transfers

✔

✔

2 %

electronic wallets

✔

✔

0.9 %

voucher payments

✔

1 %

mobile payments

✔

✔

1 %

payments in bitcoin

✔

✔

0.1 %

Most payments take place online, which means that the payment is made within tens of seconds with confirmation that it has been made. For payments that do not take place online there is only a small delay of a few hours.



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Detailed overview of the payment methods provided


​

Payment cards

Paying by payment card is the most popular payment method on the internet. We support all the most widespread card schemes, including broad support for accompanying functions such as recurring payments and pre-authorisation.

Advantages:

  • it is an online payment method

  • fast transaction processing with confirmation that the payment has been received

  • high security

  • easy to use

  • 3D Secure

List of supported card schemes:

Supported payment cards

Payment confirmation

Submitting the payment

mc_vrt_opt_pos_73_1x.png

online

24/7

me_brand_png 90x6.png

online

24/7

vbm_blugrad006.png

online

24/7

visa_pos_electron_fc_lg_03.png

online

24/7

ms_vrt_opt_pos_73_1x.png

online

24/7



​

Online payment buttons

This is a popular bank payment with a pre-filled payment order. The payment takes place online and always within the same banking institution. We support most of the largest Slovak banks.

Advantages:

  • the amount is paid immediately,

  • one-click payment,

  • a pre-filled payment order,

  • elimination of errors when entering the payment order,

  • payment from your own internet banking.

List of supported banks:

Supported online banking buttons

Payment confirmation

Submitting the payment

Pre-filled payment order

slovenská-spořitelna.png

online

24/7

yes

uni.png

online

24/7

yes

tatra.png

online

24/7

yes

PB-106-ikona-platba-v02.png

offline*

24/7

yes

vub.png

online

24/7

yes

* an offline payment method with a pre-filled payment order



​

PSD2 transfers

A PSD2 payment is a new type of bank transfer based on the European PSD2 payments directive. The aim of this payment method is to make bank transfers simpler and faster.

A PSD2 transfer works on a simple principle – the customer allows access to their bank account and makes a payment from it. Thanks to this the payment is confirmed immediately and is credited to your GoPay business account just as fast. It is a compromise between an offline and an online bank transfer.
​
Advantages:

  • the amount is paid immediately,

  • a pre-filled payment order,

  • elimination of errors when entering the payment order,

  • payment from your own internet banking.

List of supported banks:

  • Slovenská sporiteľňa

  • UniCredit Bank

  • Tatra banka

  • Poštová banka

  • VÚB



​

Bank transfers

An ordinary bank transfer is still a very popular payment method. Thanks to our own GoPay banking network (at selected large Slovak banks) we offer you an ordinary bank transfer with fast confirmation that the payment has been made (usually within one hour). The payment can be submitted at any time, but it is processed during the bank's office hours given in the following table.

Advantages:

  • fast payment confirmation

  • payment from your own internet banking.

  • a popular payment method

List of supported banks:

Supported bank transfers

Payment confirmation

Submitting the payment

Pre-filled payment order

within 24 hours**

8 – 18, working days

no

within 24 hours**

8 – 18, working days

no

citi.png

within 24 hours**

8 – 18, working days

no

fio.png

within 24 hours**

8 – 18, working days

no

ing-bank.png

within 24 hours**

8 – 18, working days

no

prima.png

within 24 hours**

8 – 18, working days

no

bks-bank1.png

within 24 hours**

8 – 18, working days

no

9696_23010_jtlogo123.png

within 24 hours**

8 – 18, working days

no

privatbanka1.png

within 24 hours**

8 – 18, working days

no

Oberbank logo1.png

within 24 hours**

8 – 18, working days

no

* on average within 1 hour, maximum transaction confirmation time 24 hours
** on average within 24 hours, maximum transaction confirmation time 3 working days



​

Voucher payments

Voucher payments offer a cash or prepaid way of paying for goods and services through a network of payment terminals. These are payment methods with a defined spending limit.

Advantages:

  • for customers who do not use the internet,

  • high security,

  • no internet connection needed,

  • payment in cash.

List of supported payment methods:

Supported voucher payments

Payment confirmation

Submitting the payment

paysafecard.png

online

24/7


​

Mobile payments

Mobile payments make it possible to make payments from your own mobile phone. The payments are deducted from the credit on a prepaid card or added to the bill for tariff customers. Mobile payments are very practical for paying smaller amounts. A payment can be submitted at any time, with an online guarantee that it has been made.

Advantages:

  • making a payment from your own mobile phone

  • the amount is deducted from prepaid credit, or added to the invoice for the services used

  • suitable for paying smaller amounts

List of supported payment methods:

Supported mobile payments

Payment confirmation

Submitting the payment

myPAY

online

24/7



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Electronic wallets

Electronic wallets are the future of paying. They offer a convenient alternative to ordinary bank accounts and are used in particular for paying small and medium amounts. It is a progressive payment method on the internet that allows registered customers to make online payments conveniently and securely without having to provide personal and financial details.

Advantages:

  • the amount is paid immediately

  • suitable for paying small and medium amounts

  • an alternative to a bank account

  • easy to use

List of supported payment methods:

Supported electronic wallets

Payment confirmation

Submitting the payment

PayPal_logo.png

online

24/7

online

24/7

online

24/7



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Payments in bitcoin

The virtual currency bitcoin is winning more and more supporters worldwide. The advantage of accepting bitcoin is that the payment is credited to your account immediately and that it is easily convertible into any currency in the world.

Advantages:

  • the payment is credited to the account immediately,

  • easy convertibility,

  • growing interest.

Basic information about payments in bitcoin:

Supported payments

Payment confirmation

Submitting the payment

logo bitcoin.png

online

24/7

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