In this article you can find out about all the payment methods we support in the Slovak Republic.
We divide the payment methods in SK into 6 basic categories. These are payments via:
payment cards,
online banking buttons,
bank transfers,
mobile payments,
electronic wallets,
payments in bitcoin.
These payment categories fully cover all internet commerce requirements. According to your needs you can activate a selected payment category or individual payment methods entirely individually and free of charge.
The following table shows which payment categories offer online mode. The payment methods are suitable not only for Slovak merchants but also for foreign merchants with Slovak paying customers.
Payment method | Online | Offline | EUR | SK market share |
payment cards | ✔ | ✔ | 64 % | |
online banking buttons | ✔ | ✔ | 31 % | |
bank transfers | ✔ | ✔ | 2 % | |
electronic wallets | ✔ | ✔ | 0.9 % | |
voucher payments | ✔ | 1 % | ||
mobile payments | ✔ | ✔ | 1 % | |
payments in bitcoin | ✔ | ✔ | 0.1 % |
Most payments take place online, which means that the payment is made within tens of seconds with confirmation that it has been made. For payments that do not take place online there is only a small delay of a few hours.
Detailed overview of the payment methods provided
Payment cards
Paying by payment card is the most popular payment method on the internet. We support all the most widespread card schemes, including broad support for accompanying functions such as recurring payments and pre-authorisation.
Advantages:
it is an online payment method
fast transaction processing with confirmation that the payment has been received
high security
easy to use
3D Secure
List of supported card schemes:
Supported payment cards | Payment confirmation | Submitting the payment |
online | 24/7 | |
online | 24/7 | |
online | 24/7 | |
online | 24/7 | |
online | 24/7 |
Online payment buttons
This is a popular bank payment with a pre-filled payment order. The payment takes place online and always within the same banking institution. We support most of the largest Slovak banks.
Advantages:
the amount is paid immediately,
one-click payment,
a pre-filled payment order,
elimination of errors when entering the payment order,
payment from your own internet banking.
List of supported banks:
Supported online banking buttons | Payment confirmation | Submitting the payment | Pre-filled payment order |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes | |
offline* | 24/7 | yes | |
online | 24/7 | yes |
* an offline payment method with a pre-filled payment order
PSD2 transfers
A PSD2 payment is a new type of bank transfer based on the European PSD2 payments directive. The aim of this payment method is to make bank transfers simpler and faster.
A PSD2 transfer works on a simple principle – the customer allows access to their bank account and makes a payment from it. Thanks to this the payment is confirmed immediately and is credited to your GoPay business account just as fast. It is a compromise between an offline and an online bank transfer.
Advantages:
the amount is paid immediately,
a pre-filled payment order,
elimination of errors when entering the payment order,
payment from your own internet banking.
List of supported banks:
Slovenská sporiteľňa
UniCredit Bank
Tatra banka
Poštová banka
VÚB
Bank transfers
An ordinary bank transfer is still a very popular payment method. Thanks to our own GoPay banking network (at selected large Slovak banks) we offer you an ordinary bank transfer with fast confirmation that the payment has been made (usually within one hour). The payment can be submitted at any time, but it is processed during the bank's office hours given in the following table.
Advantages:
fast payment confirmation
payment from your own internet banking.
a popular payment method
List of supported banks:
Supported bank transfers | Payment confirmation | Submitting the payment | Pre-filled payment order |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no |
* on average within 1 hour, maximum transaction confirmation time 24 hours
** on average within 24 hours, maximum transaction confirmation time 3 working days
Voucher payments
Voucher payments offer a cash or prepaid way of paying for goods and services through a network of payment terminals. These are payment methods with a defined spending limit.
Advantages:
for customers who do not use the internet,
high security,
no internet connection needed,
payment in cash.
List of supported payment methods:
Mobile payments
Mobile payments make it possible to make payments from your own mobile phone. The payments are deducted from the credit on a prepaid card or added to the bill for tariff customers. Mobile payments are very practical for paying smaller amounts. A payment can be submitted at any time, with an online guarantee that it has been made.
Advantages:
making a payment from your own mobile phone
the amount is deducted from prepaid credit, or added to the invoice for the services used
suitable for paying smaller amounts
List of supported payment methods:
Supported mobile payments | Payment confirmation | Submitting the payment |
myPAY | online | 24/7 |
Electronic wallets
Electronic wallets are the future of paying. They offer a convenient alternative to ordinary bank accounts and are used in particular for paying small and medium amounts. It is a progressive payment method on the internet that allows registered customers to make online payments conveniently and securely without having to provide personal and financial details.
Advantages:
the amount is paid immediately
suitable for paying small and medium amounts
an alternative to a bank account
easy to use
List of supported payment methods:
Supported electronic wallets | Payment confirmation | Submitting the payment |
online | 24/7 | |
online | 24/7 | |
online | 24/7 |
Payments in bitcoin
The virtual currency bitcoin is winning more and more supporters worldwide. The advantage of accepting bitcoin is that the payment is credited to your account immediately and that it is easily convertible into any currency in the world.
Advantages:
the payment is credited to the account immediately,
easy convertibility,
growing interest.
Basic information about payments in bitcoin:
























