In this article you can find out about all the payment methods we support in the Czech Republic.
We divide the payment methods in the Czech Republic into 7 basic categories. These are payments via:
payment cards,
bank transfers,
deferred payments
mobile payments,
electronic wallets,
voucher payments and
payments in bitcoin.
These payment categories fully cover all internet commerce requirements. According to your needs you can activate a selected payment category or individual payment methods entirely individually and free of charge.
The following table shows which payment categories offer online mode. For selected
payment methods we also support acceptance of the EUR currency, including paying out funds in that currency. The payment methods are suitable not only for Czech merchants but also for foreign merchants with Czech paying customers.
Payment method | Online | Offline | CZK | EUR | CZ market share |
payment cards | ✔ | ✔ | ✔ | 58 % | |
bank transfers
| ✔ | ✔ | ✔ ✔ | ✔ ✔ | 37 % |
deferred payments | ✔ | ✔ | 3 % | ||
mobile payments | ✔ | ✔ | 0.9 % | ||
electronic wallets | ✔ | ✔ | 0.9 % | ||
voucher payments | ✔ | ✔ | 0.1 % | ||
payments in bitcoin | ✔ | ✔ | 0.1 % |
Most payments take place online, which means that the payment is made within tens of seconds with confirmation that it has been made. For payments that do not take place online there is only a small delay of a few hours.
Detailed overview of the payment methods provided
Payment cards
Paying by payment card is the most popular payment method on the internet. We support all the most widespread card schemes, including broad support for accompanying functions such as recurring payments and pre-authorisation.
Advantages:
it is an online payment method,
fast transaction processing with confirmation that the payment has been received,
high security,
easy to use,
3D Secure.
List of supported card schemes:
Supported payment cards | Payment confirmation | Submitting the payment |
online | 24/7 | |
online | 24/7 | |
online | 24/7 | |
online | 24/7 | |
online | 24/7 |
Online payment buttons
This is a popular bank payment with a pre-filled payment order. The payment takes place online and always within the same banking institution. We support most of the largest Czech banks.
Advantages:
the amount is paid immediately,
one-click payment,
a pre-filled payment order,
elimination of errors when entering the payment order,
payment from your own internet banking.
List of supported banks:
Supported online payment buttons | Payment confirmation | Submitting the payment | Pre-filled payment order |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes |
Accelerated bank transfers (PSD2 payments)
These are bank payments that use the options of PSD2 payments.
Advantages:
the amount is paid immediately,
a pre-filled payment order,
elimination of errors when entering the payment order,
payment from your own internet banking.
List of supported banks:
Bank supporting PSD2 | Payment confirmation | Submitting the payment | Pre-filled payment order |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes | |
online | 24/7 | yes |
PSD2 transfers
A PSD2 payment is a new type of bank transfer based on the European PSD2 payments directive. The aim of this payment method is to make bank transfers simpler and faster.
A PSD2 transfer works on a simple principle – the customer allows access to their bank account and makes a payment from it. Thanks to this the payment is confirmed immediately and is credited to your GoPay business account just as fast. It is a compromise between an offline and an online bank transfer.
Advantages:
the amount is paid immediately,
a pre-filled payment order,
elimination of errors when entering the payment order,
payment from your own internet banking.
List of supported banks:
Moneta Money Bank
Air Bank
Česká spořitelna
Fio banka
Banka Creditas
Komerční banka
Raiffeisenbank
J&T Banka
UniCredit Bank
Bank transfers
An ordinary bank transfer is still a very popular payment method. Thanks to our own GoPay banking network (at selected large Czech banks) we offer you an ordinary bank transfer with fast confirmation that the payment has been made (usually within one hour). The payment can be submitted at any time, but it is processed during the bank's office hours given in the following table.
Advantages:
fast payment confirmation,
payment from your own internet banking,
a popular payment method.
List of supported banks:
Supported bank transfers | Payment confirmation | Submitting the payment | Pre-filled payment order |
within 1 hour* | 8 – 18, working days | no | |
within 1 hour* | 8 – 18, working days | no | |
within 1 hour* | 8 – 18, working days | no | |
within 1 hour* | 8 – 18, working days | no | |
within 1 hour* | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no | |
within 24 hours** | 8 – 18, working days | no |
* on average within 1 hour, maximum transaction confirmation time 24 hours
** on average within 24 hours, maximum transaction confirmation time 3 working days
QR payments
A QR payment is a fast and convenient way of paying where all you do is scan a QR code in your mobile banking. It is a standard bank transfer where the code contains all the payment details needed, so there is no manual filling in. This way of paying makes online purchases as simple as possible and is very popular.
The main advantages of a QR payment:
Speed – the customer's payment and the merchant's notification take place within a few seconds
Error-free payment – it eliminates the risk of typos in the account number or amount.
Simplicity – all you need is the bank's mobile app and the phone's camera.
Deferred payments
Deferred payments are a payment method that allows customers to buy goods or services and pay for them later, usually within a period set in advance. GoPay has extended this service through cooperation with Twisto and Skip Pay.
In addition to a classic deferred payment, they also offer payment in thirds, where the customer splits the payment into three instalments. This method is designed to make buying immediately easier without having to pay the whole amount straight away.
List of supported payment methods:
Supported deferred payments | Payment confirmation | Submitting the payment |
Twisto deferred payment | online | 24/7 |
Skip Pay deferred payment | online | 24/7 |
Twisto payment in thirds | online | 24/7 |
Skip Pay payment in thirds | online | 24/7 |
Mobile payments
Mobile payments make it possible to make payments from your own mobile phone. The payments are deducted from the credit on a prepaid card or added to the bill for tariff customers. Mobile payments are very practical for paying smaller amounts. A payment can be submitted at any time, with an online guarantee that it has been made.
Advantages:
making a payment from your own mobile phone,
the amount is deducted from prepaid credit, or added to the invoice for the services used,
suitable for paying smaller amounts.
List of supported payment methods:
Supported mobile payments | Payment confirmation | Submitting the payment |
Premium SMS | online | 24/7 |
mPlatba | online | 24/7 |
Electronic wallets
Electronic wallets are the future of paying. They offer a convenient alternative to ordinary bank accounts and are used in particular for paying small and medium amounts. It is a progressive payment method on the internet that allows registered customers to make online payments conveniently and securely without having to provide personal and financial details.
Advantages:
the amount is paid immediately,
suitable for paying small and medium amounts,
an alternative to a bank account,
easy to use.
List of supported payment methods:
Supported electronic wallets | Payment confirmation | Submitting the payment |
online | 24/7 | |
online | 24/7 | |
online | 24/7 | |
online | 24/7 | |
online | 24/7 |
Voucher payments
Voucher payments offer a cash or prepaid way of paying for goods and services through a network of payment terminals. These are payment methods with a defined spending limit.
Advantages:
for customers who do not use the internet,
high security,
no internet connection needed,
payment in cash.
List of supported payment methods:
Payments in bitcoin
The virtual currency bitcoin is winning more and more supporters worldwide and in the Czech Republic. The advantage of accepting bitcoin is that the payment is credited to your account immediately and that it is easily convertible into any currency in the world.
Advantages:
the payment is credited to the account immediately,
easy convertibility,
growing interest.
Basic information about payments in bitcoin:





































